Protecting your privacy is very important to us at Winslow, Evans & Crocker, Inc. We want you to understand what information we collect and how we use it. We collect and use “nonpublic personal information” in order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible. We treat nonpublic personal information in accordance with our Privacy Policy.

 

 

We may collect nonpublic personal information about you from sources such as:

 

 

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you.

 

 

We do not disclose any nonpublic personal information about you to either our “affiliates” or non-affiliates without your express consent, except as permitted by law. We may disclose the nonpublic personal information we collect, as described above, to institutions with which we have joint marketing and/or selling group agreements solely to service our clients accounts or meet requirements of existing Laws, Rules and Regulations (including but not limited to Federal, State, U.S. Securities and Exchange Commission (SEC), Financial Regulatory Authority (FINRA), Equifax, Inc. Occasionally, we receive mail returns from the United States postal Service. Upon receipt, we will attempt to contact you via a telephone call, fax or an established shipping carrier (i.e. Federal Express, DHL, etc.). Should we be unsuccessful in our attempts to contact you we will attempt to locate you utilizing the confidential services of Equifax, Inc. In those cases we will disclose your nonpublic personal information to Equifax, Inc. In January 2009 the Firm joined the recruitment protocol pact that addresses the migration of basic customer information from one Broker Dealer firm to another when a registered representative is changing firms. The term “Basic Information” includes the customer’s Name, Street Address, telephone numbers and e-mail addresses. In accordance with the pact, we will release your basic information to the new representative’s broker dealer firm.

 

Customers can object to the above or “opt out” by deciding not to open a new account or to close existing accounts with us and notifying us of his/her decision in writing or by calling (800) 556-8600. Due to the policies described within the paragraph immediately preceding this one, partial “opt-outs” are not available

 

“Our affiliates” are companies with which we share common ownership and which offer life and health insurance and pension and savings products.

 

 

We internally safeguard your non-public personal information by restricting access to only those employees who provide products or services to you or those who need access to your information to service your account. In addition, we maintain physical, electronic and procedural safeguards that meet federal and/or state standards to guard you non-public personal information.

 

USA Patriot Act

The USA Patriot Act is a federal law that required all securities broker/dealers to establish a Customer Identification Program by October 1, 2003. The law will help the government fight the funding of terrorism and money-laundering activities, and to verify your identity, federal law requires Pershing, LLC and/or your broker dealer to obtain your name, date of birth, address, and a government-issued identification number before opening your account. In certain circumstances, Pershing, LLC and/or your broker/dealer may obtain and verify this information with respect to any person(s) authorized to effect transactions in an account. For certain entities such as trusts, estates, corporations, partnerships or other organizations, identifying documentation is also required. Your account may be restricted and/or closed if Pershing, LLC and/or your broker/dealer cannot verify this information. Pershing, LLC and/or your broker/dealer will not be responsible for any losses or damages (including but not limited to lost opportunities) resulting from any failure to provide this information, or from any restriction placed upon, or closing of your account.

If you have any further questions regarding our privacy practices, please direct them to Leonid Berline, Chief Compliance Officer (617) 896 – 3548