Privacy Policy

Winslow, Evans & Crocker, Inc.
Winslow, Evans & Crocker Insurance Agency, Inc.
Winslow, Evans & Crocker Investment Advisor, Inc.
(Herinafter referred to as "us" and "we")

NOTICE OF PRIVACY POLICY

Protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. We collect and use "nonpublic personal information" in order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible. We treat nonpublic personal information in accordance with our Privacy Policy. What Information We Collect and From Whom We Collect It We may collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from non-affiliated third parties, including consumer reporting agencies.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. What Information We Disclose and To Whom We Disclose It We do not disclose any nonpublic personal information about you to either our "affiliates" or non-affiliates without your express consent, except as permitted by law. We may disclose the nonpublic personal information we collect, as described above, to institutions with which we have joint marketing agreements. "Our affiliates" are companies with which we share common ownership and which offer life and health insurance and pension and savings products. Our Security Procedures We restrict access to your nonpublic personal information and only allow disclosures to persons and companies as permitted by law to assist in providing products or services to nonpublic personal information. USA Patriot Act

The USA Patriot Act is a new federal law that requires all securities broker dealers to establish a Customer Identification Program by October 1, 2003. The new law will help the government fight the funding of terrorism and money-laundering activities, and to verify your identity, federal law requires National Financial Services LLC and/or your broker dealer to obtain your name,date of birth, address, and a government-issued identification number before opening your account. In certain circumstances, NFS and/or your broker/dealer may obtain and verify this information with respect to any person(s) authorized to effect transactions in an account. For certain entities such as trusts, estates, corporations, partnerships or other organizations, identifying documentation is also required. Your account may be restricted and/or closed if NFS and/or your broker/dealer cannot verify this information. NFS and/or your broker/dealer will not be responsible for any losses or damages (including but not limited to lost opportunities) resulting from any failure to provide this information, or from any restriction placed upon, or closing of your account.